Flooring & bathroom contractor
Warm intake with an epoxy-flooring contractor: amount needed, monthly revenue range, personal credit score.
How we take an application by phone
20 real calls from Swyft reps Hector and Jesus, each one where the rep collects funding-application details from a small-business owner. Cold calls are first-touch dials. Warm follow-ups are calls to owners who replied to an email. Business names have been removed.
Medical / aesthetics practice
Cold call into a physician needing bridge capital ahead of an SBA loan. Maps existing balances and a competing offer.
Remodeling & painting contractor
Cold call that turns into a debt-consolidation intake: three MCA balances, revenue, credit, TIB. App sent, merchant completes it right away.
Mobility scooter retailer
Time in business, use of funds, a prior decline, and four months of revenue ($300K). Good handling of a merchant who has been turned down before.
Small business with stacked MCAs
Warm follow-up. Methodical walk-through of five existing advances: balances and weekly payments.
Solar repair & maintenance
Clean warm intake: time in business, 50/50 ownership, monthly revenue, confirms no business debt.
Solar electrical contractor
Consolidation intake for an over-leveraged merchant: revenue history and $28K/mo in debt payments.
Concrete finishing contractor
Tight 7-minute intake: amount, revenue, TIB, ownership, existing obligations. Good model of a short, complete call.
Food manufacturing startup
Application follow-up: confirms the app and statements came in, gets two more months sent during the call.
Limousine company
Owner with four existing MCAs: payoff amount, use of funds (vehicle down payment), preferred payment frequency.
Trucking / logistics company
Qualifies revenue, existing balance and credit, then sends the application by email.
Kitchen cabinets & furniture
Complete intake with a low-credit merchant: existing loan terms, revenue, amount needed. App emailed live.
Long-running family business
Revenue, credit, APR expectations, 40 years in business. Statements requested as the next step.
Property management company
20 years in business, ownership split, fee structure, revenue range, and an existing government loan balance.
HVAC company
Deep discovery on an HVAC business: TIB, structure, deposit terms, marketing spend.
Renovation contractor
Ownership, TIB, project economics and revenue, then sends the application and asks for four statements.
Wealth-management firm
Unpacks a three-MCA stack ($900/day). Recommends consolidation over new money and asks for 12 months of statements.
Restaurant group
Underwriting follow-up: entity structure, a bankruptcy disclosure, use of funds, and a staged funding plan.
Auto repair shop (35 yrs)
First-time borrower: month-by-month revenue, expansion plans, amount needed.
Wholesale produce distributor
High-revenue qualification: $1.4M+/mo, margins, TIB, ownership, credit.